Jan 29 2009

IRS Misinformation on Reverse Mortgages

Add the IRS to the latest organization that has muddied the reverse mortgage “waters.” Many times the IRS is unreasonably, unjustifiably, and unfairly blamed for tax provisions it must enforce even though Congress and in most cases the President created them — whether the IRS supported their creation or not. This is NOT one of [...]

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Jan 29 2009

LendingTree Enters The Reverse Mortgage Business

LendingTree recently announced that it launched a reverse mortgage service for senior homeowners looking to talk with lenders.  The Charlotte, NC based company started providing brokers leads in 1998 through its lead exchange and grew into one of the largest lead providers in the country.  As its business contracted, it shouldn’t be any huge [...]

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Jan 29 2009

S&P: Celink Upgraded As Residential Reverse Mortgage Servicer

Standard & Poor’s recently announced that it raised its ranking on Celink, a privately owned mortgage service to Above Average from Average as a reverse mortgage servicer.  According to the press release, Celink’s upgraded ranking is based on its management team, a significantly improved proprietary technology system, and superior policies which enable it to [...]

Jan 24 2009

Reverse Mortgages Purchase Loans Opens Options in Real Estate Investment

The new HUD reverse mortgage loan program for purchases has opened up a number of real estate buying options for investors. Seniors can now purchase properties and real estate with a reverse mortgage loan. While it is mandatory that the senior resides in the property it is still possible to use this new FHA insured [...]

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Jan 21 2009

HUD Data Shows that Reverse Mortgages are Growing

The HUD (Department of Housing and Urban Development) released some data in December that indicates that despite the current recession in the economy, the number of HECMs has grown 6.4% when compared to the previous year.
HECMs are Home Equity Conversion Mortgages which is the HUD term for federally insured reverse mortgages.
In a HECM loan, a [...]

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Jan 18 2009

Reverse Mortgage Lenders: Top National Lender

Reverse mortgage lenders are available to seniors on a national level including but not limited to ( California and Florida ) who would like to turn there home equity into tax free cash. You don’t have to give up your home to take advantage of reverse mortgage lenders.
National reverse mortgage lenders offer several types of [...]

Jan 16 2009

About Reverse Mortgage - Tell Me How it Works!

By searching for more reverse mortgage information you are obviously very interested in just what is a reverse mortgage, including perhaps more information on an FHA reverse mortgage. And, in particular, I’m sure you want to know more about reverse mortgages in general and how they work.
First of all, the vast majority of reverse mortgages [...]